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  Natalie’s dress slid to the floor. She was wearing nothing beneath it.

  Chance gripped her shoulders hard. “I want to know who the hell you are.”

  Natalie smiled and stepped toward him. “I can be anyone you want.”

  He couldn’t wait any longer to touch her. Clamping one arm around her waist, he pulled her into the shower with him.

  She grabbed the soap playfully. “I can be Rachel.” Her slick hands slid over his skin, leaving trails of ice and fire in their wake. Her fingers drew a line to his waist and then lower. He closed his eyes as her hot fist enclosed him.

  “Or I can be Calli.” She began to stroke him gently.

  “Or I can be both.” Her laugh was a breath in his ear before her tongue darted inside. “I could be two women at once. Is that what you want?”

  All Chance was certain of was that he needed her with a desperation that threatened to slice him in two. “What I want is you. Now.”

  Dear Reader,

  D.C. cop Natalie Gibbs prides herself on being able to handle men on the job and off…until Chance Mitchell comes into her life and she finds she wants her hands on the sexy insurance investigator a bit too much. When Chance proposes one night of no-strings, no-complications, no-etiquette sex, the very practical Natalie sees his proposition as the perfect way to get him out of her system for good.

  The problem is that one night with Chance Mitchell isn’t nearly enough, and after three months Natalie decides that she’s willing to run any risk to lure him back into her bed—

  even if she has to disguise herself to do it….

  This is just the beginning of Natalie and Chance’s adventure. I hope you’ll come along for the ride and watch them ultimately take the biggest risk any two people can take when they risk their hearts.

  Developing this miniseries—RISKING IT ALL—has allowed me to write about three fascinating triplet sisters who have very different dreams, talents and goals. But they have one thing in common—they’re willing to risk everything to get what they want. I hope you will look for Rory’s and Sierra’s stories, The Dare (June) and The Favor (July), and that you will enjoy reading them as much as I have enjoyed writing them.

  I would love to hear what you think about these stories. You can e-mail me through my Web site, www.carasummers.com.

  Happy reading!

  Cara Summers

  THE PROPOSITION

  CARA SUMMERS

  To my sister in heart and dear friend—Kathy Eagan.

  Thanks for your support, your inspiration and your

  never-wavering belief in me. I love you.

  And to all sisters everywhere.

  Contents

  Prologue

  Chapter 1

  Chapter 2

  Chapter 3

  Chapter 4

  Chapter 5

  Chapter 6

  Chapter 7

  Chapter 8

  Chapter 9

  Chapter 10

  Chapter 11

  Chapter 12

  Chapter 13

  Chapter 14

  Chapter 15

  Chapter 16

  Prologue

  Summer 1999

  HARRY GIBBS was a man who’d spent his life taking risks and loving every minute of it.

  For an international jewel thief, risks were a part of the game, and Harry had always played the game very well.

  Of course, he’d been born smart and lucky. As for his other talents—such as his Houdini-like knack for opening locks and his gift for disguise—well, those he’d honed to perfection over the years.

  And look where his chosen profession had gotten him. Standing on the balcony of his Tuscan villa, Harry watched as the summer sun bathed the vineyards below in a golden light. Although he had a small cottage outside of Dublin and an apartment in Paris, this was his favorite residence in between jobs.

  Some would call his the perfect life.

  Harry bit back a sigh. No life was perfect, and he had reason to know this better than most men. Life, he’d discovered, boiled down to a series of choices that you either embraced or rejected. Ten years ago, he’d made a big decision—to leave his wife and ten-year-old triplet daughters behind so that he could resume his career as a master thief.

  His wife Amanda had wanted Natalie, Rory and Sierra to have a “normal” life. He’d wanted that for the girls, too. So for ten years, he’d tried, but in the end he just couldn’t accept that “normal” life for himself.

  As the light pouring over the valley slowly darkened and the shadows lengthened, Harry finally let out the sigh he’d been holding back. There wasn’t a day that passed when he didn’t miss his family. And on this particular warm summer night, the twentieth anniversary of the day the triplets were born, he missed them more than ever.

  He moved into the salon, then crossed to the bar and poured champagne into a flute. Six more years—he and Amanda had agreed on that. He wouldn’t contact the girls or try to see them until their twenty-sixth birthday.

  Tonight, the six years seemed like forever, and lately he’d begun to feel that perhaps time was running out for him.

  He crossed to his desk and opened the photo album to three pictures he’d taken of his oldest daughter, Natalie. Then he raised his glass in a toast.

  “To my courageous Natalie,” he murmured. “Happy birthday.”

  In many ways, she was the most like him. Sipping the icy liquid, he continued to study the images arranged on the page. They were his favorites. The first was one he’d taken when she’d had her tonsils out. She’d been twelve, and though she hadn’t known, he’d joined Amanda to sit by her side the night she’d spent in the hospital. The second was of Natalie getting her diploma at her high school graduation. That was just one of many days that he’d missed being with his girls.

  His agreement with Amanda hadn’t stopped him from secretly attending important events in their lives and doing his best to watch them grow up. He just hadn’t ever been able to let them know he was there.

  When they were small, his girls had idolized him. The last thing Amanda had wanted for them was that they would romanticize the career path he’d chosen. He didn’t want that either.

  Harry bent to get a closer look at the picture he’d snapped of Natalie during her first day at the police academy. He grinned. No way was his oldest daughter going to follow in his path. If anything, she seemed determined to uphold the laws that he had lived his life breaking.

  And that was his Natalie to a T. From the time she’d been able to walk and talk, she’d taken on the responsibility of both defending and ensuring just treatment of her sisters. A series of images streamed through his mind. In each of them, Natalie would stand in front of her sisters like a warrior. By the time she was ten, Harry could see that his oldest daughter had inherited not merely his red hair, but also his knack for opening locks and his talent for disguise. She would have made a great jewel thief.

  Raising his glass, Harry drank to that. Of his three girls, Natalie had always been the biggest risk-taker, and he couldn’t help but wonder if being a cop would help her to come to terms with that side of her nature.

  If he could just talk to her…

  And what the hell good would that do? Harry set down his glass. What could he say? The problem was he wanted his girls to be able to have their cake and eat it, too—but he and Amanda hadn’t found a way to do that.

  His gaze shifted to the framed photo of his wife, one he’d snapped at the girls’ graduation.

  Reaching out, he ran a finger down the side of her cheek. He’d never stopped loving her.

  And he’d never stopped loving his daughters. Thinking of Natalie, Harry reached for a sheet of paper and a pen and sat
down at the desk. His risk-taking daughter, his seekers of justice, wouldn’t hesitate to take action. There had to be something he could say to her.

  Even if he couldn’t send the letter now, he’d find a way to get it to her eventually.

  Harry took another sip of champagne in a toast to his oldest daughter. And then he began to write.

  Dearest Natalie…

  1

  Spring 2005

  CHANCE MITCHELL had never before been obsessed by a woman in his life. He glanced down the table to where Detective Natalie Gibbs was sipping a glass of white wine. He continued to study her as she tucked a stray curl behind her ear. The two women seated next to her could be described as equally attractive, but ever since he’d joined his friends for a celebration at the Blue Pepper, his gaze had returned to Natalie.

  At nine o’clock the popular Georgetown bistro was crowded. Customers were lined up three deep at the bar, and a salsa band was playing on the patio. In some corner of his mind, Chance was aware of that, just as he was vaguely aware of the ongoing conversation at his table, but his focus remained on the fascinating detective.

  Her hair fell past her shoulders, and in the dim light of the bar, the red-gold curls looked as if they might burst into flames at any moment. He wanted to touch those curls. He wanted to touch her, slowly and thoroughly.

  Chance took a long swallow of his beer, but it did little to cool the heat that burned inside of him. Oh, he was obsessing all right, and he wanted to know why.

  What he felt for Natalie had begun the first moment he’d seen her. They’d both been working undercover for different agencies, and she’d been disguised when she’d walked into his art gallery. From the instant their eyes had met, there’d been a connection. He’d felt a curious shock of recognition that had registered like a punch in his gut.

  So far, he hadn’t acted on the attraction. During the three days that he and Natalie had joined forces and worked as partners, the cool, aloof redhead had kept him at arm’s length. And he’d let her. That’s what he couldn’t quite figure out. He was a man who knew how to get what he wanted, but Natalie Gibbs had him hesitating in a way he couldn’t recall doing since he’d been a teenager.

  Perhaps it was time he put a stop to that. She didn’t look quite so cool tonight. Maybe it was the clothes. When they’d worked as partners, she’d always worn a jacket and slacks, the standard uniform of a woman who worked in a man’s world. But tonight, the blouse she wore left her arms and throat bare, and the lacy, sheer fabric revealed curves as well as skin.

  His eyes shifted to the V-neck that ended just where he imagined the valley between her breasts began. He let his gaze lower to the tiny, pearl buttons that marched in a narrow line to her waist. He could imagine unbuttoning them one at a time, very slowly, drawing out the pleasure for them both.

  As the images filled his mind, the tightening in his gut turned raw and primitively sexual.

  Why in hell was he hesitating? Desire was something he was familiar with. He could handle it. Or he could walk away. Couldn’t he?

  He took another swallow of his beer.

  “You all right?”

  Chance tore his gaze away from Natalie to face the two men seated beside him. Tracker McBride had asked the question. But it was Lucas Wainwright who was studying him thoughtfully. Seven years ago, Tracker and Lucas had worked with him in a Special Forces unit, and in the past two weeks, they’d had the opportunity to work together again to crack a smuggling ring operating in D.C. Tonight, they were supposed to be celebrating the successful closure of the case, and this was the second time he’d lost track of the conversation, thanks to Detective Natalie Gibbs.

  “I think he has his eye on the fair detective,” Lucas said.

  Tracker’s look turned speculative. “Really?”

  Knowing that the best defense was a good offense, Chance said to Tracker, “Have you and Sophie set a date yet?”

  Tracker’s gaze went to the tall blonde sitting to Natalie’s right.

  Lucas grinned. “I hear from Mac that Sophie is talking about a fall wedding.”

  Chance mentally shook his head at the satisfied expression on Tracker’s face and shifted his gaze to the third woman who sat at the other end of the table, Dr. MacKenzie Lloyd Wainwright. Mac and Lucas had been married for a year, and they were expecting a child.

  He’d never envisioned either of his friends marrying and settling down.

  “Now that Lucas and I are pretty much spoken for, it’s your turn,” Tracker said.

  Chance held both hands out, palms up. “Not a chance in hell.” Then he laughed as his friends winced at the pun. He just wasn’t the marrying kind.

  It wasn’t that he didn’t like women. He did. And you could italicize the plural. Not that he had ever involved himself with more than one woman at a time. Going down that particular path had always seemed to him to be way too complicated if not downright suicidal. He’d always made sure that his relationships were simple, uncomplicated and a lot of fun while they lasted. Permanent wasn’t a word that existed in his vocabulary. Hell, nothing was permanent—not in this life.

  “I don’t know,” Tracker said. “Sophie says that there’s a real spark between you and the detective.”

  The sudden ringing of a phone had all three men reaching for their cells. Whoever was getting the call, Chance figured he was saved by the bell. Lucas opened his and a second later said, “I’m going to have to take this in a quieter spot.” Rising, he signaled Tracker to come with him. The two friends worked together now. Lucas ran his family’s company, Wainwright Enterprises, and Tracker headed up security for him.

  Chance sipped his beer and found his gaze returning to Natalie. When she glanced up and met his eyes, there was a moment, a long moment, when everything else faded. A heated discussion at a nearby table, laughter from the bar, even the low sound of a saxophone became just a buzz in his ears. The faces of the other two women at the table blurred, and all he could see was Natalie.

  Twin sensations assaulted him—a hard punch to his gut and a strange flutter just beneath his heart. No, this wasn’t the reaction he had to just any woman. Why did this particular woman have this kind of effect on him? A part of him wanted to find out; another part of him wanted to run.

  The realization had a spurt of panic moving through him. No woman had ever made him want to run before.

  “Hey.” Tracker’s amused tone only penetrated when he felt the nudge to his shoulder.

  Turning, Chance discovered that Lucas had moved to help Mac from her chair. “Our party’s breaking up,” Tracker said. “Mac’s tired so they’re driving home now. Sophie and I are going to walk back to her place. Do you need Lucas to give you a lift back to your hotel?”

  “No,” he said as he rose from his chair. It had been years since he’d allowed himself to run away from anything. That part of his life was over. He was flying to London in the morning, but there was one thing he was going to do before he left. Chance moved with Tracker down to the other end of the table.

  “Sorry to be such a party pooper,” Mac said, stifling a huge yawn.

  “I’m the one who yawned first,” Sophie said. “The last few days have been hectic.” Then she smiled at Natalie. “But you should stay. Chance is an excellent dancer, and the music is good.”

  “No, I—” Natalie began as she rose from her chair.

  “Sophie’s right on one point,” Chance said. “The music is very good.”

  “Please. Don’t let me break up your evening,” Mac said, taking Natalie’s hand and squeezing it. “Stay and have at least one dance. If I weren’t asleep on my feet, I’d drag Lucas out. There’s nothing more romantic than dancing under the stars.”

  “What’s one dance?” Sophie said softly as she kissed Natalie’s cheek.

  Chance waited until the two couples had taken their leave. “We don’t have to dance if you’re afraid of that Latin beat.”

  Natalie’s eyes narrowed as she met his. “I can
dance to that if you can.”

  It was just the reaction Chance had hoped for. The one thing he’d learned from working with the beautiful detective was that she was never afraid to take a risk. That was his key, he realized as he took her hand and led her toward the patio. If he framed his proposition in the right way, they’d be taking a different kind of risk together before the night was over.

  NATALIE KNEW she was making a mistake the moment that Chance took her hand. It wasn’t that he hadn’t touched her before. He was a very physical man. In the brief time they’d worked together, he’d taken her arm, or placed a hand at her back. But he’d never before held her hand. His was hard, his fingers callused, and just the pressure of his palm against hers had little ribbons of heat uncurling up her arm.

  The intensity of the sensations had her wondering what it would feel like when he really touched her. And she’d been thinking of that since they’d first met in that art gallery. He’d been a possible suspect in an art theft ring, and it had been her job to keep an eye on him.

  Natalie sent him a sideways glance as he made a path for them through the crowd.

  Keeping an eye on Chance Mitchell was nice work if you could get it.

  He was a man any woman would look twice at. He had a long, rangy body that wore jeans and Armani suits with the same careless ease. Hair that looked brown one minute and blond the next. Eyes that were trapped somewhere between a smoky gray and blue. And a face that wasn’t quite handsome until he smiled in a certain way.

  But for the three days they’d worked side by side, it was his hands that she’d become obsessed with—hands that held a priceless sculpture or a gun with equal skill. More than once, she’d struggled with fantasies of how those long, clever fingers might pleasure a woman.

  And she knew enough about men to know that he was fantasizing just as much as she. The fact that she and Chance had been assigned to protect Sophie Wainwright from a ruthless killer had helped both of them keep their focus. But now…Sophie was safe. The case was over. There was nothing to divert her attention from this man. And she wanted him with an intensity that she’d never felt for anyone else.